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Smile Check

We Accept the Canadian Dental Care Plan in London

Overview of the Canadian Dental Care Plan

The Government of Canada started rolling out the Canadian Dental Care Plan (CDCP). The plan aims to make dental care more accessible for eligible families and to provide financial assistance for dental treatments. Regular professional and preventive dentistry at Cosmo Dental Centre helps reduce the risk of gum disease and tooth decay. Preventive care is crucial as it can also protect against severe health problems. The CDCP initiative helps reduce the risk of serious health issues linked to poor oral health.

The Government uncovered that about one-third of Canadians lacked dental insurance, and in 2022, many were avoiding the dentist due to financial constraints. The CDCP was introduced to address the issue by offering a publicly funded dental benefit which started in May 2024, specifically created to support those without private or workplace dental insurance.


The CDCP is administered by Health Canada in collaboration with, Employment Social Development Canada (ESDC) and Sun Life. Sun Life is administering the CDCP for the Government of Canada by providing claim processing services for the qualifying applicants.


CDCP Qualifications and Coverages

The plan is being phased in gradually:


  • Seniors over 65 received application letters in April 2024.

  • Children under 18 and individuals with disabilities with a valid Disability Tax Credit certificate can apply starting June 2024.

  • All other eligible Canadians can apply by 2025.


To qualify for the CDCP, applicants must:


  • Be Canadian residents for tax purposes.

  • Have filed an income tax return for the previous year.

  • Lack dental insurance through a private or pension plan or an employer.

  • Have a net family income of less than $90,000 annually.


The CDCP coverage varies based on factors such as your net family income, which higher-income families being required to make co-payments for services. The team at Cosmo Dental Centre will help you understand your coverage once you have completed your application and received your enrollment confirmation.


You can check the current eligibility criteria on the Government's website here: When can you apply. If you have applied for the plan and want to check the status of your application, you can visit the CDCP online status checker.


Once your enrollment has been confirmed, you will receive a letter from Health Canada confirming your eligibility including your coverage amount. SunLife will then enroll you in the plan and send a welcome package with your membership card and effective date of coverage. If you have questions about your qualifications, you can contact SunLife at 1-888-888-8110 or online at

Impact on Oral Health

At Cosmo Dental Centre, we are committed to improving the dental health of our community in London through the CDCP. This program helps ensure more accessible and affordable dental care for those in need.

  • Q. How painful are cosmetic dentistry procedures, and how long will it take to recover?
    A. Many cosmetic procedures are minimally invasive and relatively painless. Downtime varies by the type of treatment, with some requiring no downtime and others just a short recovery period. We can provide specific information for your chosen procedure.
  • Q. Are cosmetic dentistry results permanent?
    A. The longevity of cosmetic dentistry results depends on factors like the type of procedure, oral care and lifestyle habits. Some treatments can last for years, and others may require occasional maintenance. Regular dental check-ups, teeth cleanings and good oral hygiene practices help extend the life of cosmetic dentistry treatments.
  • Q. What financing options are available for cosmetic dentistry procedures?
    A. Cosmetic dentistry costs can vary depending on the treatment. Many dental practices are covered under private insurance plans. Cosmo Dental Centre also offers flexible payment plans to suit any budget. Don’t hesitate to discuss financial options with us so we can find a plan that works for your budget.

CDCP Frequently Asked Questions

We strive to provide the most accurate and up-to-date information possible. Please note that details of the plan may change from time to time, for the most precise information on the plan please reference the official CDCP website.

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