When does my CDCP coverage start?

Starting May 2024, your dental treatments will be covered once you receive confirmation of enrollment. Cosmo Dental Centre participates in the CDCP and can direct bill your covered dental service to Sun Life if your application has been approved and you have your membership information.

Do all Dentists accept CDCP?

Participation in the CDCP by dental professionals is voluntary. Cosmo Dental Centre accepts CDCP to help minimize your out-of-pocket expenses.

Are all dental services covered?

The CDCP is intended to cover essential services required to maintain good oral health. This includes preventive services like cleaning and restorative dental services. Cosmetic treatments such as dental implants, teeth whitening, and certain crowns are excluded. For full coverage details, visit: https://www.canada.ca/en/services/benefits/dental/dental-care-plan/coverage.html

Where can I get assistance with my application?

If you need help applying, you can seek assistance from a trusted person or delegate. Service Canada offices can also provide support. Find a Service Canada location here: Service Canada Centre – Ontario.

What if I have existing dental coverage?

The CDCP is designed for those without dental insurance and will not replace existing plans. If you have other coverage through provincial or federal social assistance programs, you can still qualify for CDCP. Your coverages will be coordinated to avoid duplication or gaps.

Canadian Dental Care Plan (CDCP) in London, ON | Cosmo Dental

Overview of the Canadian Dental Care Plan (CDCP)

The Government of Canada started rolling out the Canadian Dental Care Plan (CDCP). The plan aims to make dental care more accessible for eligible families and to provide financial assistance for dental treatments. Regular professional and preventive dentistry at Cosmo Dental Centre helps reduce the risk of gum disease and tooth decay. Preventive care is crucial as it can also protect against severe health problems. The CDCP initiative helps reduce the risk of serious health issues linked to poor oral health.

The Government uncovered that about one-third of Canadians lacked dental insurance, and in 2022, many were avoiding the dentist due to financial constraints. The CDCP was introduced to address the issue by offering a publicly funded dental benefit which started in May 2024, specifically created to support those without private or workplace dental insurance.

The CDCP is administered by Health Canada in collaboration with, Employment Social Development Canada (ESDC) and Sun Life. Sun Life is administering the CDCP for the Government of Canada by providing claim processing services for the qualifying applicants.

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Eligibility for the Canadian Dental Care Plan (CDCP)

Residents of London, Ontario can apply for the CDCP if they meet the following criteria. The plan is being phased in gradually:

Seniors over 65 began receiving application letters in December 2023.
Children under 18 and individuals with disabilities who have a valid Disability Tax Credit certificate can apply starting June 2024.
All other eligible Canadians will be able to apply by 2025.

CDCP Qualification Requirements

To qualify for the Canadian Dental Care Plan, applicants must:

Be a Canadian resident for tax purposes.
Have filed an income tax return for the previous year.
Not have dental insurance through a private plan, pension plan, or employer.
Have a net family income of less than $90,000 annually.

Coverage Details

CDCP coverage varies based on your net family income. Higher-income families may need to make co-payments for certain services. The team at Cosmo Dental Centre will help you understand your coverage once your application is complete and your enrollment is confirmed.

How to Check Eligibility and Application Status

You can review the current eligibility criteria on the Government of Canada website. If you have already applied and want to check the status of your application, visit the CDCP online status checker.

Enrollment and Next Steps

Once your enrollment is confirmed, you will receive a letter from Health Canada outlining your eligibility and coverage amount. Sun Life will then enroll you in the plan and send a welcome package that includes your membership card and effective date of coverage.

If you have questions about your qualifications, contact Sun Life at 1-888-888-8110 or visit www.sunlife.ca/cdcp.

Impact on Oral Health

At Cosmo Dental Centre, we are committed to improving the dental health of our community in London through the CDCP. This program helps ensure more accessible and affordable dental care for those in need.

Frequently asked questions

The CDCP is intended to cover the essential services required to maintain good oral health. This coverage includes things like preventative services like cleaning, and restorative dental services. The CDCP excludes cosmetic treatments like dental implants, teeth whitening and certain crowns. Cosmo Dental Centre will help you fully understand your coverages prior to completing and dental work. For a full list of coverage details you can visit the Government of Canada's guide here: What Services are covered?

The CDCP is designed for those without dental insurance and will not replace existing plans. It’s important to maintain any current dental insurance coverage you have. This includes if you have access to benefits in which you chose to opt-out, including if you must pay a premium and you chose not to use it.

If you have other coverages offered through the provincial or federal government social assistance program, you can still qualify for CDCP. Your coverages will be coordinated between the plans to ensure there is no duplication or gaps in coverages.

CDCP Frequently Asked Questions

We strive to provide the most accurate and up-to-date information possible. Please note that details of the plan may change from time to time, for the most precise information on the plan please reference the official CDCP website.